Terms of Service

2. Use License

Permission is granted to use the EquinoxCapitals Service for lawful purposes and in a way that does not infringe upon the rights of others or restrict their use and enjoyment.

Specifically, you agree not to:

• Harass or harm any person or entity
• Modify, adapt, translate, or reverse engineer any of the materials or information
• Attempt to gain unauthorized access to any portion or feature of the Service
• Copy or duplicate any material or information from the Service without permission
• Remove any copyright, trademark, or other proprietary notations from the material
• Transfer the materials or information to another person or reflect the materials on any other server
• Use automated systems (bots, crawlers) to access the Service
• Engage in any fraudulent or illegal activity
• Manipulate or circumvent any security features

3. Account Registration & Responsibilities

To use certain features of the Service, you must create an account and provide accurate, complete, and truthful information. You are responsible for:

• Maintaining the confidentiality of your password and account credentials
• All activities that occur under your account
• Notifying us immediately of any unauthorized access or use of your account
• Providing accurate and up-to-date information
• Complying with all applicable laws and regulations

We reserve the right to suspend or terminate your account if we believe you have violated these terms.

5. Intellectual Property Rights

All content on the EquinoxCapitals Service, including but not limited to text, graphics, logos, images, audio, and software, is the property of EquinoxCapitals or its content suppliers and is protected by international copyright laws.

You may not reproduce, distribute, transmit, display, or perform any content without the prior written permission of EquinoxCapitals. Unauthorized use of any content may violate copyright, trademark, and other laws.

7. Service Availability & Maintenance

While we strive to keep the Service available 24/7, we do not guarantee uninterrupted access. We may perform maintenance, updates, or repairs without prior notice. We are not liable for any unavailability or interruption of the Service.

8. User Generated Content

Any content you submit, upload, or create on the EquinoxCapitals platform (comments, feedback, posts) is your responsibility.

• You grant us a non-exclusive, royalty-free license to use your content
• You represent that you own all rights to the content you provide
• We may remove content that violates these Terms
• You are liable for any damages resulting from content you provide

9. Indemnification

You agree to indemnify and hold harmless EquinoxCapitals, its officers, employees, agents, and suppliers from any claims, damages, losses, or expenses (including legal fees) arising from:

• Your use of the Service
• Violation of these Terms
• Violation of any law or third-party rights
• Content you submit or create
• Your investment decisions or financial losses

10. Regulatory Compliance

You acknowledge that investment in financial instruments is subject to various laws and regulations. You are responsible for:

• Understanding applicable laws in your jurisdiction
• Complying with all local, state, and federal regulations
• Paying all applicable taxes on investment income and gains
• Providing accurate tax documentation when requested

11. Termination

We may terminate or suspend your account and access to the Service at any time, without notice, if we believe you have violated these Terms or engaged in prohibited conduct. Upon termination, your right to use the Service ceases immediately.

12. Dispute Resolution

Any disputes arising from these Terms or your use of the Service shall be governed by and construed in accordance with the laws of [Your Jurisdiction], without regard to its conflict of law principles.

You agree to attempt to resolve disputes through good faith negotiation with our support team before pursuing legal action. If negotiation fails within 30 days, disputes will be resolved through binding arbitration administered by [Arbitration Body/Association], unless otherwise required by applicable law.

Both parties agree that any arbitration shall take place in [Your City/State/Country] and shall be conducted in English. The prevailing party in any dispute shall be entitled to recover reasonable attorney fees and costs.

13. Know Your Customer (KYC) & Anti-Money Laundering (AML)

As required by law, we conduct KYC verification and AML checks on all users. You agree to:

• Provide accurate personal and financial information
• Submit required documentation for verification
• Comply with all AML and sanctions regulations
• Allow us to perform background checks and financial screening

We reserve the right to suspend or close accounts that fail verification or appear to violate AML/sanctions requirements.

14. Communication

By using the Service, you consent to receive electronic communications from EquinoxCapitals including emails, SMS, push notifications, and in-app messages related to your account and Service updates. You can manage your communication preferences in your account settings.

15. Modifications to These Terms

We reserve the right to modify these Terms at any time. Changes are effective immediately upon posting to the Service. Your continued use following changes constitutes acceptance of the modified Terms. We recommend reviewing these Terms periodically for updates.